Vietnam's credit grew 7.57 percent from the end of last year through July 20, according to a statement posted late Wednesday on the central bank's website.
Money supply rose 3.57 percent over the same period, the State Bank of Vietnam said.
Lending fell 0.19 percent as of July 20 from the end of June, according to the statement. Loans in dong fell 0.88 percent, and loans in foreign currency rose 1.96 percent.
Total deposits at commercial banks as of July 20 were 3.96 percent higher compared with the end of 2010, and down 0.25 percent from the end of June. Dong deposits rose 0.51 percent, while dollar deposits were 3.29 percent lower as of July 20, compared with the end of the previous month.
Dong lending rates averaged about 18.64 percent. Dollar deposit rates averaged about 1.96 percent, while dollar lending rates averaged about 6.1 percent.